
This is a sequel to “Bank of America. What Is the Succorable American Opportunity?” posted on Wednesday, April 11, 2007.
#14 Email sent: Friday, April 13, 2007 3:26 PM
From: Heinz Dinter, PhD
HDinter@GrandLifestyle.comTo:
shirley.norton@bankofamerica.comSubject: Research
TO: Mr. Kenneth D. Lewis, Chairman, CEO and President, Bank of America.
I invite your comments at my blog
http://www.grandlifestyle.blogspot.com/.
Ms. Norton, please forward this message to Mr. Lewis.
[I found a way to be heard. I was unable to find a valid email address for the Bank of America CEO and president. Shirley Norton is one of the many Bank of America employees in the Newsroom catering to the media.]Eureka! On Monday, April 16, I received a telephone call from Arin Faison, Assistant Vice President at the Bank of America Executive Office (direct line 813-882-1208) who promised to help — and she did.
#15 Email sent: Tuesday, April 17, 2007 9:49 AM
To: Arin Faison (
Arin.Faison@bankofamerica.com)
Subject: My accounts
Good morning, Ms. Faison. Many thanks for your help yesterday.
[Ms. Faison was very helpful in creating new accounts and debit cards; she even untangled the mess of the $280 in overdraft charges triggered by the Bank of America blunder.] #16 Email sent: Wednesday, April 18, 2007 3:33 PM
From: Faison, Arin
Arin.Faison@bankofamerica.comSubject: RE: My accounts
Mr. Dinter, I am more than happy to get the checks ordered for you. I will have them sent out complimentary [I supplied the emphasis] and expect them within 7-10 business days. I hope you have a great day! Thank you for your business,
Arin Faison, Assistant Vice President, Executive Relations
#17 Email sent: Wednesday, April 25, 2007 10:58 AM
To: Shelly Lewis (
Shelana.M.Lewis@bankofamerica.com)
Subject: My Debit Card
Good morning, Ms. Lewis. On Monday, April 23, I visited your branch to have the PIN number of my new debit card activated. Will you kindly let me know the name of your colleague who rendered this service for me? Many thanks.
[What triggered this email is carefully reported to Ms. Faison in my email of May 8 presented below, labeled as #19, and bearing the subject “The tragic journey of my new Bank of America Platinum Check Card.” It is, indeed, a story most difficult to believe.] #18 Email sent: Thursday, April 26, 2007 3:21 PM
To: Shelly Lewis (
Shelana.M.Lewis@bankofamerica.com)
Subject: My Debit Card
Good afternoon, Ms. Lewis. You have not yet replied to my email of April 25 sent at 10:58 am; it is shown below. I will very much appreciate receiving a reply. Thank you.
#19 Email sent: Tuesday, May 08, 2007 1:01 PM
To: Arin Faison (
Arin.Faison@bankofamerica.com)
Subject: The tragic journey of my new Bank of America Platinum Check Card
Good afternoon, Ms. Faison. I hope you enjoyed your vacation and recharged your batteries. I waited a while because, I am sure, your inbox was filled to the brim upon your return. My email, however, is not intended to take advantage of your refreshed energies. However, I consider the events significant enough to document them here for you.
On Monday morning, April 23, I received the new debit card you had ordered for me. I placed the required telephone call to activate the card, but gave no thought to the PIN number. I didn’t realize there was an additional envelope with the new PIN among my mail.
My attempt to pay with the card at Costco on Monday afternoon failed. Calling Customer Service, I was advised the PIN number could be changed and activated at the branch office.
At approximately 2:00 pm I visited the Cutler Road Banking Center in Miami where I changed and activated the PIN number with the assistance of a Bank of America associate. I then used the card successfully on Monday.
Lo and behold, my attempt to use the card the following evening resulted in an incomprehensive surprise: My card was declined at Home Depot. The “declined” status was confirmed on Wednesday morning when I attempted to pay the $26 “bad check charge” which had resulted from the Bank of America debit to my account and the following not-carried-out advice the debit had been carried out in error and my account would be credited. The misleading communication also resulted in a $101 loss of credit I had in my Cingular account in addition to $110 bank charges not credited to my account. That’s what poor communication does.
A telephone call on Wednesday to Customer Service, then transferred to Bank of America’s Fraud Department, provided the shocking answer: My card had been reported stolen from the West Chester Bank of America branch in Miami on Tuesday afternoon. WOW! Who did the reporting, I asked. I was not given an answer. Why not? Why? What has happened to trust?
I did not report a theft. The card was in my possession and inaccessible to anyone else at all times. Only two (2) people in Miami knew the card number — I and the Bank of America employee at the Old Cutler Banking Center who assisted me on Monday. I will gladly cooperate in this matter if my assistance is called for.
On Wednesday, April 25, 2007 at 10:58 am I sent the following email message to Ms. Shelana (“Shelly”) Lewis, manager of the Old Cutler Banking Center:
Good morning, Ms. Lewis.
On Monday, April 23, I visited your branch to have the PIN number of my new debit card activated.
Will you kindly let me know the name of your colleague who rendered this service for me?
Many thanks.
Not having received a reply, I sent another email at 3:21 pm on Thursday, April 26:
Good afternoon, Ms. Lewis. You have not yet replied to my email of April 25 sent at 10:58 am; it is shown below. I will very much appreciate receiving a reply. Thank you.
At 4:51 pm, Ms. Lewis telephoned and furnished me the name I had requested in my two emails: Lisa Sacco.
On Monday, April 30 I received a new card which I promptly activated. But, what a surprise. A second envelope had arrived containing a second card. I called Customer Service and was advised this second card is no good and should be destroyed. I did.
By the way, I received a letter from Bank of America “Foreign Clean Collections” advising me Bank of America charged me a $40 collection fee; none was charged by the Bank of Montreal. I am still at a loss about the way this transaction was handled.
Thank you again for your prompt help.
#20 Email sent: Tuesday, May 08, 2007 1:16 PM
To: Arin Faison (
Arin.Faison@bankofamerica.com)
Subject: FW: Double trouble for ID theft victim - MSNBC.com
Ms. Faison, a friend shared this MSNBC.com report with me. I thought you like to know.
Latest post from: Double trouble for ID theft victim (
http://redtape.msnbc.com/2007/05/id_thief_bounce.html).
#21 Email sent: Friday, May 11, 2007 9:05 AM
To: Arin Faison (
Arin.Faison@bankofamerica.com)
Subject: Checks
Good morning, Ms. Faison. You had advised that you ordered complimentary checks for my new business account ****9285. The checks have not yet arrived. Please advise. I wish you a Happy Mother’s Day.
#22 Email sent: Wednesday, May 16, 2007 8:21 AM
To: Arin Faison (
Arin.Faison@bankofamerica.com)
Subject: Mailing address
Good morning, Ms. Faison. Please let me know your mailing address. I wish to send you a thank you gift of one of my books.
#23 Email sent: Thursday, July 26, 2007 3:59 PM
To: Arin Faison (
Arin.Faison@bankofamerica.com)
Cc: Shelly Lewis (
Shelana.M.Lewis@bankofamerica.com)
Subject: Account activities
Good afternoon, Ms. Faison. Though you did not reply to my email of May 8, 2007 identified by the subject, “The tragic journey of my new Bank of America Platinum Check Card,” I am compelled to communicate again.
On July 12, 2007, Bank of America paid what was supposed to be a check issued by me in the amount of $30. This so-called check is as phony as a three-dollar bill and was not issued by me. The following day, July 13, 2007, Bank of America took the opportunity and charged my account an “Overdraft Item Fee” in the amount of $35.
When I contacted Bank of America’s Customer Service, my telephone call was transferred to Bank of America’s Claims Department. Upon being advised a check fraud specialist would join in the call, an automated message followed and advised me that all representatives are busy and to try my call later. Bank of America then hung up on me.
Please advise forthwith what Bank of America will do. The account number is **** 0465.
#24 Email sent: Monday, July 30, 2007 1:03 PM
To: Arin Faison (
Arin.Faison@bankofamerica.com); Shelly Lewis (
Shelana.M.Lewis@bankofamerica.com)
Subject: Please close my two Bank of America accounts effective immediately
Dear Mses. Faison and Lewis:
It is unfortunate that you and your colleagues at Bank of America ignore my attempts to communicate.
Please close the following Bank of America accounts effective immediately:
Heinz Dinter, Account number **** 0465

Grand Lifestyle Publisher Inc., Account number **** 9285.
#25 Voicemail left on July 30, 2007 at 4:01 pm
This is Arin Faison with the Bank of America Executive Office.
I see that you sent me an email. However, I am unable to access it. I do see your subject line about closing your accounts. Unfortunately, that’s not something I can do for you via email; your emails are getting blocked.
[In an effort to assure that written communication is not interrupted by Bank of America’s blocking of my email communications, I faxed a letter to Mses Faison and Lewis containing my email message of July 30, 2007. There was no response.]
[To further make a concerted effort to communicate in writing
with Ms. Faison, I faxed a letter to Ms. Lewis on July 31
requesting Ms. Faison’s fax number. There was no response.] On July 31, Bank of America debited my CLOSED business account the “Monthly Maintenance Fee” of $17, pulling this account into the red. Who would expect me to leave $17 or more in the account? Will the account now be hit every month with the monthly service fee and be accompanied by the $35 “Overdraft Item Fee?
What an OPPORTUNITYto bolster the Bank of America profit margins!